Personal Spending Plan

Session 7

Session 7 Information

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Step 1 of 4

What is your marital status?*

Personal Spending Plan - Page One Of Three

Now that you have reviewed your current spending with the Spending Analysis Worksheet, it is time to begin completing your Spending Plan for the next month. Please fill out the values for each category to the best of your ability for the upcoming month.

Absolute Spending

Hidden

Total #1 Gross Pay - Married*

(Amount Before Deductions)

Hidden

Total #1 Gross Pay - Unmarried*

(Amount Before Deductions)

Total #1 Gross Pay*

(Amount Before Deductions)

Giving

Tithe*

Please enter a number greater than or equal to 0.

Other Giving*

Please enter a number greater than or equal to 0.

(Include Charitable Organizations)

Payroll Giving*

Please enter a number greater than or equal to 0.

Total Giving*

Taxes

Hidden

Include Federal, State, FICA - Married*

Please enter a number greater than or equal to 0.

Hidden

Include Federal, State, FICA - Unmarried*

Please enter a number greater than or equal to 0.

Include Federal, State, FICA*

Debt Payment

Minimum Payments*

(From Debt Reduction In Session 4)

Hidden

First Minimum Payments*

Please enter a number greater than or equal to 0.

(From Debt Reduction In Session 4)

Hidden

Second Minimum Payments*

Please enter a number greater than or equal to 0.

(From Debt Reduction In Session 4)

Hidden

Third Minimum Payments*

Please enter a number greater than or equal to 0.

(From Debt Reduction In Session 4)

Hidden

Fourth Minimum Payments*

Please enter a number greater than or equal to 0.

(From Debt Reduction In Session 4)

Hidden

Fifth Minimum Payments*

Please enter a number greater than or equal to 0.

(From Debt Reduction In Session 4)

Additional Debt Reduction*

Please enter a number greater than or equal to 0.

(Above Minimum)

Hidden

Deficit*

Please enter a number greater than or equal to 0.

From Previous Month Overspending

Total Debt Repayment From Paycheck*

Please enter a number greater than or equal to 0.

Total Debt Payment*

Savings

Emergency*

Please enter a number greater than or equal to 0.

(Safety Net)

Other*

Please enter a number greater than or equal to 0.

(Refer To Pyramid Plan)

Retirement*

Please enter a number greater than or equal to 0.

Payroll Savings*

Please enter a number greater than or equal to 0.

Total Savings*

TOTAL ABSOLUTE SPENDING*

TOTAL #2*

(Subtract Total Absolute From Total #1)

Personal Spending Plan - Page Two Of Three

This is the Necessary Spending page of your spending plan.

Necessary Spending

Total #2*

(From The Previous Page)

Home

Mortgage*

Please enter a number greater than or equal to 0.

Second Mortgage*

Please enter a number greater than or equal to 0.

Repairs*

Please enter a number greater than or equal to 0.

Termite/Pest Control*

Please enter a number greater than or equal to 0.

Total Home*

Utilities

Electric*

Please enter a number greater than or equal to 0.

Gas*

Please enter a number greater than or equal to 0.

Water*

Please enter a number greater than or equal to 0.

Trash*

Please enter a number greater than or equal to 0.

Residential Phone*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Utilities*

Car Maintenance*

Please enter a number greater than or equal to 0.

Fuel*

Please enter a number greater than or equal to 0.

Public Transit/Tolls/Parking*

Please enter a number greater than or equal to 0.

Total Auto/Etc.*

Auto*

Please enter a number greater than or equal to 0.

Health*

Hidden

Health*

Please enter a number greater than or equal to 0.

Hidden

Health*

Please enter a number greater than or equal to 0.

Dental*

Hidden

Dental*

Please enter a number greater than or equal to 0.

Hidden

Dental*

Please enter a number greater than or equal to 0.

Vision*

Hidden

Vision*

Please enter a number greater than or equal to 0.

Hidden

Vision*

Please enter a number greater than or equal to 0.

Life*

Hidden

Life*

Please enter a number greater than or equal to 0.

Hidden

Life*

Please enter a number greater than or equal to 0.

Short Term Disability*

Hidden

Short Term Disability*

Please enter a number greater than or equal to 0.

Hidden

Short Term Disability*

Please enter a number greater than or equal to 0.

Long Term Disability*

Hidden

Long Term Disability*

Please enter a number greater than or equal to 0.

Hidden

Long Term Disability*

Please enter a number greater than or equal to 0.

Flexible Spending Account*

Hidden

Flexible Spending Account*

Please enter a number greater than or equal to 0.

Hidden

Flexible Spending Account*

Please enter a number greater than or equal to 0.

Other Insurance*

Hidden

Other Insurance*

Please enter a number greater than or equal to 0.

Hidden

Other Insurance*

Please enter a number greater than or equal to 0.

Home*

Please enter a number greater than or equal to 0.

Total Insurance*

Food

Groceries*

Please enter a number greater than or equal to 0.

Warehouse Fees*

Please enter a number greater than or equal to 0.

Total Food*

Personal

Clothing*

Please enter a number greater than or equal to 0.

Haircuts*

Please enter a number greater than or equal to 0.

Medical - Co Pay*

Please enter a number greater than or equal to 0.

Prescriptions*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Personal*

Education

Tuition*

Please enter a number greater than or equal to 0.

Supplies*

Please enter a number greater than or equal to 0.

Field Trips/Fees*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Education*

Children

Allowances*

Please enter a number greater than or equal to 0.

Day Care*

Please enter a number greater than or equal to 0.

Dependent Care Account*

Please enter a number greater than or equal to 0.

Child Care Account*

Please enter a number greater than or equal to 0.

Other Miscellaneous*

Please enter a number greater than or equal to 0.

Total Children*

TOTAL NECESSARY SPENDING*

TOTAL #3*

(Subtract Total Necessary Spending From Total #3)

Personal Spending Plan - Page Two Of Three

This is the final page of your Personal Spending Plan.

Lifestyle Spending

Total #3*

(From The Previous Page)

Utilities

Cell Phone*

Please enter a number greater than or equal to 0.

Cable TV/Internet Services*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Utilities*

Home

Cleaning Service*

Please enter a number greater than or equal to 0.

Lawn Service*

Please enter a number greater than or equal to 0.

Bug Spray*

Please enter a number greater than or equal to 0.

Security Service*

Please enter a number greater than or equal to 0.

Furniture/Decorating*

Please enter a number greater than or equal to 0.

Total Home*

Personal

Special Clothing*

Please enter a number greater than or equal to 0.

Manicure/Pedicure/Hair*

Please enter a number greater than or equal to 0.

Vacation*

Please enter a number greater than or equal to 0.

Dry Cleaning*

Please enter a number greater than or equal to 0.

Gifts*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Personal*

Children

School/Sports Photos*

Please enter a number greater than or equal to 0.

School Lunches*

Please enter a number greater than or equal to 0.

Recreation Fees*

Please enter a number greater than or equal to 0.

Gifts*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Children*

Entertainment/Recreation

Dining Out*

Please enter a number greater than or equal to 0.

Movies/Theater/Concerts/Sporting*

Please enter a number greater than or equal to 0.

Magazine Subscriptions/Books*

Please enter a number greater than or equal to 0.

Babysitting*

Please enter a number greater than or equal to 0.

Video Rental*

Please enter a number greater than or equal to 0.

Other*

Please enter a number greater than or equal to 0.

Total Entertainment/Recreation*

TOTAL LIFESTYLE SPENDING*

Total #4*

(Subtract Total Lifestyle Spending from Total #3 IF Total #4 is a negative amount then you MUST CUT your Lifestyle Spending.)

Personal Spending Plan For {Name:229.3} {Name:229.6}

Absolute Spending

Total #1 Gross Pay

Total #1 Gross Pay Amount*

Giving

Tithe

Tithe Amount*

Other (Include Charitable Organizations)

Other (Include Charitable Organizations) Amount*

Payroll Giving

Payroll Giving Amount*

Total Giving

Total Giving Amount*

Taxes

Include Federal, State, FICA

Include Federal, State, FICA Amount*

Debt Payment

Minimum Payments (From Debt Reduction In Session 3)

Minimum Payments (From Debt Reduction In Session 3) Amount*

Additional Debt Reduction (Above Minimum)

Additional Debt Reduction (Above Minimum) Amount*

Deficit From Previous Month Overspending

Deficit From Previous Month Overspending Amount*

Total Debt Repayment From Paycheck

Total Debt Repayment From Paycheck Amount*

Total Debt Payment

Total Debt Payment Amount*

Savings

Emergency (Safety Net)

Emergency (Safety Net) Amount*

Other

Other (Refer To Pyramid Plan) Amount*

Retirement

Retirement Amount*

Payroll Savings

Payroll Savings Amount*

Total Savings

Total Savings Amount*

TOTAL ABSOLUTE SPENDING

TOTAL ABSOLUTE SPENDING Amount*

Total #2 (Subtract Total Absolute From Total #1)

Total #2 (Subtract Total Absolute From Total #1) Amount*

Necessary Spending

Total #2 (From The Previous Page)

Total #2 (From The Previous Page) Amount*

Home

Mortgage

Mortgage Amount*

Second Mortgage

Second Mortgage Amount*

Maintenance/Repairs

Maintenance/Repairs Amount*

Termite/Pest Control

Termite/Pest Control Amount*

Total Home

Total Home Amount*

Utilities

Electric

Electric Amount*

Gas

Gas Amount*

Water

Water Amount*

Trash

Trash Amount*

Residential Phone

Residential Phone Amount*

Other

Other Amount*

Total Utilities

Total Utilities Amount*

Auto

Car Maintenance

Car Maintenance Amount*

Fuel

Public Transit/Tolls/Parking Amount*

Public Transit/Tolls/Parking

Total Auto/Etc. Amount*

Total Auto/Etc.

Fuel Amount*

Insurance

Auto

Auto Amount*

Health

Health Amount*

Dental

Dental Amount*

Vision

Vision Amount*

Life

Life Amount*

Short Term Disability

Short Term Disability Amount*

Long Term Disability

Long Term Disability Amount*

Flexible Spending Account

Flexible Spending Account Amount*

Other Insurance Account

Other Insurance Amount*

Home

Home Amount*

Total Insurance

Total Insurance Amount*

Food

Groceries

Groceries Amount*

Warehouse Fees

Warehouse Fees Amount*

Total Food

Total Food Amount*

Personal

Clothing

Clothing Amount*

Haircuts

Haircuts Amount*

Medical - Co Pay

Medical - Co Pay Amount*

Prescriptions

Prescriptions Amount*

Other

Other Amount*

Total Personal

Total Personal Amount*

Education

Tuition

Tuition Amount*

Supplies

Supplies Amount*

Field Trips/Fees

Field Trips/Fees Amount*

Other

Other Amount*

Total Education

Total Education Amount*

Children

Allowances

Allowances Amount*

Day Care

Day Care Amount*

Dependent Care Account

Dependent Care Account Amount*

Child Care Account

Child Care Account Amount*

Other Miscellaneous

Other Miscellaneous Amount*

Total Children

Total Children Amount*

TOTAL NECESSARY SPENDING

TOTAL NECESSARY SPENDING Amount*

Total #3 (Subtract Total Necessary Spending From Total #2)

Total #3 (Subtract Total Necessary Spending From Total #2) Amount*

Lifestyle Spending

Total #3 (From The Previous Page)

Total #3 (From The Previous Page) Amount*

Utilities

Cell Phone

Cell Phone Amount*

Cable TV/Internet Services

Cable TV/Internet Services Amount*

Other

Other Amount*

Total Utilities

Total Utilities Amount*

Home

Cleaning Service

Cleaning Service Amount*

Lawn Service

Lawn Service Amount*

Bug Spray

Bug Spray Amount*

Security Service

Security Service Amount*

Furniture/Decorating

Furniture/Decorating Amount*

Total Home

Total Home Amount*

Personal

Special Clothing

Special Clothing Amount*

Manicure/Pedicure/Hair

Manicure/Pedicure/Hair Amount*

Vacation

Vacation Amount*

Dry Cleaning

Dry Cleaning Amount*

Gifts

Gifts Amount*

Other

Other Amount*

Total Personal

Total Personal Amount*

Children

School/Sports Photos

School/Sports Photos Amount*

School Lunches

School Lunches Amount*

Recreation Fees

Recreation Fees Amount*

Gifts

Gifts Amount*

Other

Other Amount*

Total Children

Total Children Amount*

Entertainment/Recreation

Dining Out

Dining Out Amount*

Movies/Theater/Concerts/Sporting

Movies/Theater/Concerts/Sporting Amount*

Magazine Subscriptions/Books

Magazine Subscriptions/Books Amount*

Babysitting

Babysitting Amount*

Video Rental

Video Rental Amount*

Other

Other Amount*

Total Entertainment/Recreation

Total Entertainment/Recreation Amount*

TOTAL LIFESTYLE SPENDING

TOTAL LIFESTYLE SPENDING Amount*

Total #4

Total #4 Amount*

Thank you for participating in the web portion of Session Seven. Your counselor will be notified and will call you at the appointed time.

Recommendations

Hidden

Horizontal Axis Mapped*

Hidden

Vertical Axis Mapped*

Hidden

Total Monthly Debts Mapped*

Hidden

Total Monthly Debts Married Mapped*

Hidden

Liquid Amount Mapped*

System Generated - Insurance: Within your Paycheck Analyzer, you currently have premiums for Other Insurance being taken out. Please have this reviewed annually with your licensed insurance professional.

System Generated - Cruise Director: Pay off debt with lowest balance first and CELEBRATE your success whenever you pay off a debt.

System Generated - Race Car Driver: Pay off your debt with the lowest balance first, CELEBRATE your success whenever you pay off a debt, and stick to your plan.

System Generated - Litigator: Pay off your debt with the highest interest rate or highest balance first. Consider those around you and take their personalities into account when coming up with your debt repayment plan.

System Generated - Statesman: Pay off your debt with the highest interest rate or highest balance first and push yourself to stay aggressive with your debt payoff.

System Generated - Spending Plan: Within your Spending Plan, we recommend you pay more than the minimum payments by putting additional money towards your debt reduction plan.

System Generated - Emergency Plan: Within your Spending Plan, it is important that you set aside at least $1,000 in your emergency savings account. Do this by reducing expenses and/or increasing income until at least $1,000 has been reached.

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Contact For Support

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Personal Spending Plan

Session 7

Personal Spending Plan - Page One Of Three

Personal Spending Plan - Page Two Of Three

Personal Spending Plan - Page Two Of Three

Personal Spending Plan For {Name:229.3} {Name:229.6}

Absolute Spending

Necessary Spending

Lifestyle Spending

Recommendations

Contact For Support

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